Visions In Action, Inc. (“Company,” “we,” or “us”) respects your privacy and is committed to protecting it through this Privacy Policy.

This Privacy Policy governs your access to and use of NancyMatthews.com and all related websites, including any content, functionality and services offered on or through NancyMatthews.com (the “Website“), whether as a guest or a registered user.

When accessing the Website, the Company will learn certain information about you, both automatically and through voluntary actions you may take, during your visit. This policy applies to information we collect on the Website and in email, text, or other electronic messages between you and the Website.

The Company is providing you with this privacy policy to explain to you how we use any personal information we collect about you when you use our Website. This Privacy Policy is intended to provide you with information as to: (i) the type of information that is collected, (ii) how collected information is used and with whom it is shared; (ii) how we intend to protect the information; and (iii) how you can access, modify and/or delete such information.

Please read the Privacy Policy carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by the Privacy Policy. If you do not want to agree to the Privacy Policy, you must not access or use the Website.

Children Under the Age Of 13

Our Website is not intended for children under 13 years of age. No one under age 13 may provide any information to or on the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Website or on or through any of its features/register on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use.

If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at Nancy@NancyMatthews.com.

Opt in or Opt out

If you “opt in” to receive information from us or others, you can change your mind later. If, at any time, you would like to stop receiving such information or opt out of a feature, you may notify us at Nancy@NancyMatthews.com. You should be aware, however, that it is not always possible to completely remove or modify information in our databases and servers, although we will always make reasonable efforts to do so upon your request, and we are unable to have your information removed from the records of any third party who has been provided with your information in accordance with this policy.

What information do we collect about you?

We may collect information about you when you visit and interact with this Site. Some of this information may be automatically collected, and some is collected when you interact with the Site.

Information Automatically Collected: We may use automatic data collection technologies including Google Analytics to collect certain information about your equipment, browsing actions, and patterns. The type of information that may be automatically collected may include date and time of access of the Site, your traffic pattern through our Website, any communications between your computer and our Website, the Internet protocol address of the computer that you are using, the domain and host from which you access the Internet, the type of computer you use, your Internet connection, your browser software and operating system, and the specific activities you are engaged in while visiting the Site.

The information we collect automatically is used for statistical data and will not include personal information. We use this data to improve our Website and our offerings. To the extent that you voluntarily provide personal information to us, our systems will associate the automatically collected information with your personal information.

Information You Provide to Us: We collect information about you when you register with us or place an order for products or services. We also collect information when you voluntarily complete customer surveys, take quizzes or assessments, complete questionnaires or applications, submit your contact information on an opt in box or contact form, when you fill out forms, when you use search queries on our search feature, when you provide comments or other feedback, and when you open our emails or click links on our Website, in our marketing communications or on social media. Website usage information is collected using cookies.

Information from which you can be personally identified may include your name, postal address, email address, telephone number, and credit card number (referred to as “Personal Consumer Information”) and/or any other identifier that permits the physical or online contacting of you in connection with your use of, or participation in any of the following: membership registration at the Website, contests, sweepstakes, promotions, surveys, forums, subscription registrations, content submissions, chats, bulletin boards, discussion groups, requests for suggestions, visitors’ requests for free products or services or additional information (including via email to us) and in connection with other activities, services or resources we make available on any of our Sites. In all these cases, we will collect personal consumer information from you only if you voluntarily submit such information to us. Further, the Company may contact you based on the information you provide online whether in connection with your registration or in such places as the above described forums.

Of course, you may choose not to provide certain information to us, but if so, you may not be able to participate in certain of the activities and transactions available at the Website.

Electronic Communication: When you communicate with us electronically, via email, when opting to receive our newsletter or otherwise, you consent to our use of the information you have provided, and you further consent to receive electronic communications from us and our affiliated entities. If you would prefer not to receive such communications, you can opt out of our email lists by either clicking on the “opt out” line at the bottom of any email, or by emailing us directly at Nancy@NancyMatthews.com.

How will we use the information about you?

We collect information about you to process your orders, send you our newsletters, email you notifications of our new blogs, videos or podcasts, manage your account and, improve our overall performance, if you agree, to provide you with information about our products and services we think may be of interest to you.

Personal information which you supply to us may be used, in a number of specific ways, for example:

to email you our newsletter
to email you about products or services we are offering for sale
to email you links to our blog or podcast
to email you about events we have coming up that you might want to attend
to deliver any digital products you have purchased from us
to share information about other products or services we think you might be interested in
for fraud prevention
for audit and debt collection
for statistical analysis 
for use by our employees, affiliates and referral partners, contractors or outside vendors in any of the above activities

We use your information collected from the Website to personalize your repeat visits to our Website. If you agree, we shall pass on your personal information to our other companies (owned by us or affiliated with us) so that they may offer you their products and services.

In processing your order, we may send your details to and, also use information from credit card companies, credit reference agencies and fraud prevention agencies.

If required by court order or law, we will share your information with law enforcement agencies or courts of law.

Marketing

We would like to send you information about products and services of ours and other companies that we are affiliated with that may be of interest to you. If you have consented to receive marketing, we will use your personal information to do that.

You have the right at any time to stop us from contacting you for marketing purposes or giving your information to our other companies or those affiliated with us.

If you no longer wish to be contacted for marketing purposes, please email us at Nancy@NancyMatthews.com.

Access to your information and correction

You have the right to request a copy of the information that we hold about you. If you would like a copy of some of your personal information, please email us at Nancy@NancyMatthews.com. We may make a small charge for this service, just to cover our costs.

We want to make sure that your personal information is accurate and up to date. You may ask us to correct or remove information you think is inaccurate.

Cookies

We may use “cookies” and/or other technologies or files (collectively, “cookies”) to identify how visitors make use of this Site. Cookies are text files placed on your computer to collect standard internet log information and visitor behavior information. This information is used to track visitor use of the Website and to compile statistical reports on Website activity. The information may include the date and time of Website visits, the specific pages viewed, time spent at our site and on specific pages, and the websites visited just before and just after our own, as well as your IP address.

This tracking information may be used to help us improve and enhance the Website experience for all of our visitors or for you individually. If you would prefer not to have such cookies stored on your computer, you may modify your browser settings to reject most cookies, or manually remove cookies that have been placed on your computer. However, by so rejecting the cookies, you may be unable to fully access the offerings on this Website.

You can set your browser to not accept cookies and the above websites tell you how to remove cookies from your browser. However, in a few cases, some of our Website features may not function as a result.

The Company reserves the right to use technological equivalents of cookies, including social media pixels. These pixels allow social media sites to track visitors to outside websites so as to tailor advertising messages users see while visiting that social media Website. The Company reserves the right to use these pixels in compliance with the policies of the various social media sites.

Third-Party Cookies

Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers (“apps”). These third-parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our Website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

Other Websites

Our Website contains links to other websites. This privacy policy only applies to this Website so when you use a link on our Website to visit other websites, you should read their privacy policies, which are likely different than ours. Those other websites that are not controlled and/or owned by the Company. Please review the privacy policies of such other websites for information concerning what information is collected on such sites and how it is used.

Shopping

When you seek to shop for products or services on this Website, we may collect information about you to help improve your shopping experience or to make occasional product or service offers for which you may be interested.

Security of Information

The Company uses reasonable standards of confidentiality and security for this Website and for the Personal Consumer Information collected from the site. We also restrict our own employees’ access to Personal Consumer Information. However, it is possible that someone may intercept or access communications, transmissions and/or Personal Consumer Information. For site security purposes and to ensure that this service remains available to all users, the Company uses software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

Email is not a secure form of communication. For this reason, please do not send private or confidential information to us via email. If you do so, it is at your own risk. Some of the information you provide on our Website may be transmitted securely via Secure Sockets Layer, or SSL. Credit Card information and other sensitive information is never transmitted via email.

You must also seek to protect against unauthorized access to any information that you use in connection with this Website, and you should remember to close the browser once you have completed your activities on the Website or if you have decided to step away from your computer. In the event that we determine that there has been a security breach resulting the unauthorized disclosure of Personal Consumer Information to a third party, we will notify consumers whose Personal Consumer Information has been so disclosed by posting such information on the Website and, if email contact is possible, then we would send an email advising of the status.

For site security purposes and to ensure that this service remains available to all users, the Company uses software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

Use and Sharing of Personal Consumer Information

Except as otherwise provided in this policy, we reasonably attempt to ensure that we never intentionally disclose any personal consumer information about you as an individual user to any third party without having received your permission (through opting in or similar procedures) except as provided for in this policy or otherwise as permitted or required under law.

We have the following exceptions to this policy: We will release specific information about you or your account to comply with any valid governmental inquiry or legal inquiry or process such as a search warrant, subpoena, statute or court order. We will also release specific information in special cases, such as if there is an attempted breach of the security of the Sites or a physical or property threat to you or others. We may also transfer user information, including personal consumer information, in connection with a corporate merger, consolidation, the sale of related assets or corporate division or other fundamental corporate change. We may provide access to your personal consumer information to our contractors, vendors and third-party applications that are performing services for us in connection with our Website or the services or products we offer.

In addition, on occasion, we may collect personal consumer information from you in connection with optional contests, special offers or promotions. We will share such information with necessary third parties, for the purpose of carrying out the contest, special offer or promotion. Your participation in the contest, special offer or promotion constitutes your consent to such disclosure and use of such information.

Further, the information you enter when making a purchase will be shared with payment processors, financial gateways and your credit card company to authorize credit card payments. Such information may also be shared with necessary third parties, solely for the purpose of carrying out the transactions.

Please note that if you give out personal information online such as in a forum or message board, that information is not protected, is visible to the public and other visitors of the Site and can be collected and used by third parties. Although we strive to protect our users’ privacy, we cannot guarantee the security of information you voluntarily post, and we have no control over how such third parties may use your information. You disclose any personal information at your own risk.

In addition, you are responsible for the confidentiality of your information and password. You are responsible for all uses of your registration, whether or not authorized by you. You agree to immediately notify us of any unauthorized use of your registration or password.

Sharing of User Content on the Site

When you voluntarily send us emails, questions, stories, photos and/or other User Content, you are authorizing us to use or post these materials on our Website or in social media. Please note that we will not return any materials provided to us.

GDPR Rights

The General Data Protection Regulation (GDPR) takes effect on May 25, 2018. This regulation standardizes data privacy laws across the European Union (EU). If you are within the European Union, you are entitled to certain information and have certain rights under the General Data Protection Regulation. Those rights include:

Right of Access: Find out what kind of personal information is held about you and get a copy of this information.
Right of Rectification: Ask for your information to be updated or corrected.
Right to Data Portability: Receive a copy of the information you’ve provided under contract, so you can provide it to another organization.
Right to Restrict Use: Ask for your personal information to stop being used in certain cases, including if you believe that the personal information about you is incorrect or the use is unlawful.
Right to Object: Object to use of your information where a party is processing it on legitimate interest basis, and object to have your personal information deleted.
Right to Erasure: Request that your personal information be deleted in certain cases.
To the extent that you provided consent to the Company’s processing of your personal data, you have the right to withdraw that consent at any time.

You have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation.

Changes to our Privacy Policy

We keep our privacy policy under regular review and we will place any updates on this webpage. If we make material changes to the policy, we will notify you by email to the email address specified in your account and/or through a notice on the Website home page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this privacy policy to check for any changes.

This privacy policy was last updated on August 24, 2025.

How to Contact Us

Please contact us via Nancy@NancyMatthews.com if you have any questions about our privacy policy or information we hold about you.

Events & Memberships

Members, guests, and non-members may be invited to in-person and online events organized by Visions In Action, Inc. or by its approved partners. Our events are created and designed to provide a variety of insights and opportunities and include but are not limited to networking, innovation, ideas, strategies, and experiences.

No Unauthorized Solicitation

Visions In Action, Inc. strictly prohibits the unauthorized solicitation of its members and guests at ANY of its On-Line and In-Person events.

No Spamming

SPAM: Superfluous Pieces of Additional Mail

Attendees and Members agree they will not add any individuals or companies to their email lists without the express consent of the individual or company and agree to be in compliance with the CAN-SPAM ACT as promulgated by the Federal Trade Commission.

Event Attendee Acknowledgement

Attendee acknowledges that Visions In Action, Inc. has invested substantial time and resources to create and produce their events. Attendee agrees to support Visions In Action, Inc. and honor the terms and conditions to participate.

Violation of our no solicitation policy can result in the immediate cancellation of all Visions In Action, Inc. memberships, events, and programs, without refund, and/or the banning of the violator from any future participation in Visions In Action, Inc.

No Refunds

You may cancel your Visions In Action, Inc. membership or event registration at any time. Not being able to use your membership or attend an event you have registered for, will not constitute grounds for a refund. In the event of severe weather, natural disaster(s), Acts of God, sickness/disease or circumstances beyond our control, Visions In Action, Inc.  reserves the right to reschedule any event/activity or move the event location, at their sole discretion, without issuing a refund.

As provided for by Florida law, all purchases for services have a three-day right to cancellation by the purchaser. Notice of desire to cancel MUST be given in writing and within three business days from the date of the transaction. Cancellations requested outside of the three-day right of rescission will not be honored, and no cash refund will be given.

Price Information

Any fees displayed on the NancyMatthews.com or Visions In Action, Inc.'s website are subject to change without notice. We reserve the right to increase the price of products and services on a regular basis. If this would be related to services subscribed by existing members, members will be informed in advance.

Recurring Payment Authorization (Credit Card/Debit Card)

By applying for recurring payments, Customer accepts these terms and conditions authorizing Visions In Action to charge the credit card or debit the debit card account that Customer has specified in the amount of the balance due as part of Customer’s program purchase. Customer agrees that the payment card specified for automatic bill payments is, and will continue to be, an account that Customer owns, and that Customer will maintain sufficient availability under Customer’s credit card limit, or sufficient funds in the account linked to Customer’s debit card, as applicable, to pay Customer's bill.  The automatic charge to Customer’s credit card or debit to Customer’s debit card account will occur on or after the  payment due date. Once the payment has been processed, Customer will receive an electronic (email) notification that payment has been applied to Customer’s card for the sum of Customer’s partial payment due from Visions In Action. 

These terms and conditions will constitute Customer’s copy of Customer’s recurring payment authorization to Visions In Action. Customer should print and retain a copy of this recurring payment authorization for Customer’s records.

Recurring Payment Authorization

Customer may cancel its recurring payment authorization to Visions In Action at any time. However, Customer acknowledges and agrees that it must pay in total any remaining balance of their fees for their Initial Term or any Renewal Term prior to the time of such cancellation. If Visions In Action, Inc. does not receive full payment within five (5) business days of such cancellation, Customer hereby authorizes Visions In Action, Inc. to charge their credit card or debit Customer’s debit card account in the amount of the remaining balance of Customer's payment obligation.

Site Terms

This web site (the “Site”) is owned and operated by Visions In Action, Inc. By accessing the Site you acknowledge your agreement to these terms and conditions. If you do not agree to these terms and conditions, you should discontinue your use of the Site. Visions In Action, Inc. may change these terms and conditions at any time without notice, so you should review these terms and conditions each time you visit the Site.

Ownership of Materials and Conditions of Use

All information, data, software, graphics, images, text, messages, photographs, audio, video, files, documents, materials and other content on the Site, and all derivative works thereof (collectively, the “Materials”), are owned by Visions In Action, Inc. or other parties and are protected by copyright, trademark, and other intellectual property laws.

You are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works of or using any Materials for commercial or public purposes without the prior written permission of Visions In Action, Inc. Visions In Action, Inc. consents to you browsing the Site on your computer, storing, and displaying Materials on your computer, and printing copies of Materials from the Site, all for your personal use only and not for redistribution or commercial or public purposes. This limited consent shall terminate automatically if you breach any of these terms and conditions. Specific Material on the Site may be subject to additional terms and restrictions on use as may be indicated in these terms and conditions, the Site or those Materials, and those additional terms and conditions will control and take precedence over the provisions of this Section.

The use of any device, software or routine that interferes or attempts to interfere with the proper working of the Site is expressly prohibited. Access to and use of password protected and/or secure areas of the Site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the Site may be subject to prosecution.

Trademarks

Trademarks, logos, service marks and trade names displayed on the Site are the property of either Visions In Action, Inc. or third parties. You are prohibited from displaying, using, copying or distributing such logos and marks without Visions In Action, Inc.’s prior written permission. Nothing in these terms and conditions or on the Site or in any Materials should be construed as granting, by implication, estoppel or otherwise, any permission, license or right to use any trademark, logo, service mark or trade name displayed on the Site without the prior written permission of Visions In Action or the third party that may own such logo or mark. The use of any trademarks, logos, service marks or trade names owned or licensed by Visions In Action as a hyperlink to the Site is prohibited without Visions In Action's prior written consent.

Links to Other Web Sites

For your convenience, Visions In Action may include links to other sites on the Internet that are owned or operated by third parties. When linking to a third-party site, you do so at your own risk and should review and determine if you agree to that site’s terms and conditions of use and privacy policy before using such site. You also agree that Visions In Action has no control over the content of any such sites and cannot assume any responsibility for content posted on or published by third-party sites. In addition, a link to a third-party site does not imply that Visions In Action endorses the site or the products or services referenced on such third party site. You may link to Visions In Action’s Site for non-commercial purposes only.

Business Advice; Forward Looking Information

By making the Site available, Visions In Action, Inc. is not engaged in rendering any industry-related, legal, accounting, tax, consulting, investment or other professional advice or services to you or any other party. The information and content provided on the Site is not intended to be relied upon for making business, investment, or other decisions.

Information on the Site may contain certain forward-looking statements, which are subject to risks and uncertainties and speak only as of the date on which they are made. The words “believe”, “expect”, “anticipate”, “optimistic”, “intend”, “aim”, “will” or similar expressions are intended to identify forward-looking statements. You are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date on which they are made. Visions In Action, Inc. undertakes no obligation to update publicly or revise any forward-looking statements.

Your Information

You are prohibited from posting, submitting, or transmitting on or via the Site any unlawful, threatening, obscene, libelous, or otherwise offensive material. Any information that you submit, post, or transmit on or via the Site will be considered non-confidential and non-proprietary. Visions In Action may share or otherwise use your information for any purpose whatsoever without paying you any compensation or consideration whatsoever. You agree that Visions In Action may transmit your information, including any of your personal data, across international boundaries for any business purpose of Visions In Action. Personal data will be treated as set forth in Visions In Action’s Privacy Statement.

Disclaimer of Warranties and Liability

THE SITE, MATERIALS AND THE CONTENTS OF THE SITE, ARE PROVIDED “AS IS” AND “AS AVAILABLE,” AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED, INCLUDING BUT NOT LIMITED TO, ANY REPRESENTATIONS OF ACCURACY, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, QUIET ENJOYMENT, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE. VISIONS IN ACTION, INC. HAS NO RESPONSIBILITY OR LIABILITY FOR THE CONTENTS OF ANY POSTING OR THE RESULTS (OR LACK OF RESULTS) OF ANY POSTING OR TRANSACTION. THESE WARRANTIES ARE HEREBY EXCLUDED TO THE FULLEST EXTENT OF PERMISSIBLE BY LAW. VISIONS IN ACTION, INC. IS NOT RESPONSIBLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES OR LOSSES CAUSED BY OR ARISING OUT OF ERRORS OF, THE USE OF, OR THE INABILITY TO USE THE SITE, ANY MATERIALS, ANY CONTENT OR LINKS ON THE SITE, ANY THIRD-PARTY SITES LINKED FROM THE SITE OR THE INTERNET, EVEN IF  HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. VISIONS IN ACTION, INC. ASSUMES NO RESPONSIBILITY, AND SHALL HAVE NO LIABILITY FOR, ANY DAMAGES TO OR VIRUSES THAT MAY INFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF OR ARISING OUT OF YOUR USE OF OR ACCESS TO THE SITE OR ANY THIRD-PARTY SITES LINKED FROM THE SITE.

Export of Information

Software and other materials that may be available on the Site may be subject to United States Export Administration Regulations. No content from this site may be downloaded or otherwise exported in violation of United States law.

Use of Member Database

Visions In Action, Inc. expressly reserves the right to use all information members provide in association with their profiles, including name, geographic data, professional data, and other information, as Visions In Action, Inc. sees fit, keeping in mind that we are very judicious with the use of our members’ information and make every effort to identify opportunities that are beneficial to our members. We will not share or sell your information.

Your Warranties about Submissions

By posting, uploading, inputting, providing, or submitting your Submission, you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

Content Provided by You and by Others

You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages, and any articles users submit for publication on the Site or other materials (“Content”), whether publicly posted or privately transmitted via the Site, are the sole responsibility of the person who provided such Content. This means that you, and not Visions In Action, Inc. are entirely responsible for all Content that you upload, post, e-mail or otherwise transmit via the Site.

Disclaimer for Content

You understand that by using the Site you may be exposed to third party Content that is not under the control of Visions In Action, Inc. UNDER NO CIRCUMSTANCES WILL VISIONS IN ACTION, INC. BE LIABLE IN ANY WAY FOR ANY THIRD PARTY CONTENT, INCLUDING BUT NOT LIMITED TO ANY ERRORS OR OMISSIONS IN ANY CONTENT, OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, E-MAILED OR OTHERWISE TRANSMITTED VIA THE SITE. You agree that you must evaluate, and shall solely bear, all risks associated with use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content.

Right to Preserve and Disclose

Visions In Action, Inc. may preserve Content and all other information you provide. Visions In Action, Inc. may also disclose Content and all other information you provide if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the Agreement; (c) respond to claims that any Content violates the rights of third parties; (d) protect the rights, property, or personal safety of Visions In Action, Inc., its users and/or the public; or (e) provide it to a third party in the event that all or substantially all of Visions In Action, Inc.'s assets are acquired by a third party.

Prohibited Actions

You agree not to: (a) decompile, reverse engineer, disassemble, modify, reduce the Site to human perceivable form or create derivative works based upon the Site or any part thereof; (b) disable any licensing or control features of the Site; (c) introduce into the Site any virus or other code or routine intended to disrupt or damage the Site, or alter, damage or delete any Content, or retrieve or record information about the Site or its users; (d) merge the Site or Content with another program or create derivative works based on the Site or Content; (e) remove, obscure, or alter any notice of the copyright or other proprietary legends on the Site or Content; (f) sublicense, assign, translate, rent, lease, lend, resell for profit, distribute or otherwise assign or transfer the Content or access to the Site to others; (g) use, or allow the use of, the Site or the Content in contravention of any federal, state, local, foreign or other applicable law, or rules or regulations of regulatory or administrative organizations; or (h) otherwise act in a fraudulent, illegal, malicious or negligent manner when using the Site. Except as expressly provided herein, Visions In Action, Inc. reserves all rights with respect to the Site, and may pursue all legally available options under both civil and criminal laws (and may cooperate with law enforcement agencies) in the event of any violations.

Prohibited Content

You are solely responsible for the Content you provide, and Visions In Action, Inc. acts merely as a conduit for its distribution and publication. Visions In Action, Inc. reserves the right to take any action with respect to such Content it deems necessary or appropriate in its sole discretion (including, without limitation, rejecting, removal, and refusal to post any Content) if Visions In Action, Inc. believes information you provide is inappropriate for the Site, may violate this Agreement, may create liability for Visions In Action, Inc., or may cause Visions In Action, Inc. to lose (in whole or in part) the services of its ISPs or other suppliers, or is otherwise objectionable. Visions In Action, Inc. may also restrict, suspend, or terminate your access to all or any part of the Site at any time, for any or no reason, with or without notice, and without liability. You agree that the Content you provide will not, to the best of your knowledge: (A) be racist, supportive of terrorist activities, defamatory, libelous, unlawfully threatening or unlawfully harassing; (B) contain nudity, violence, or offensive subject matter or contains a link to an adult website; (C) solicit personal information from anyone under eighteen (18) years of age; (D) harass or advocate harassment of another person; (E) infringe any third party’s copyright, trademark, service mark, trade secret, or other proprietary rights or rights of publicity or privacy; (F) include a photograph of another person that you have posted without that person’s consent; (G) promote information, Material, or Content that you know is false or misleading or promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory, libelous, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give rise to any civil or criminal liability under the law; (H) involve the transmission of “junk mail,” “chain letters,” or unsolicited mass mailing, instant messaging, or “spamming”; nor (I) violate any law or regulation (including without limitation those governing consumer protection, unfair competition, anti-discrimination or false advertising). USERS ARE PROHIBITED FROM USING ANY CONTACT INFORMATION THAT MAY APPEAR ON THIS SITE (INCLUDING BUT NOT LIMITED TO TELEPHONE NUMBERS, FAX NUMBERS OR E-MAIL ADDRESSES) FOR PURPOSES OF MARKETING OR PROMOTING THE GOODS OR SERVICES OF THE USER OR FOR ANY THIRD-PARTY GOODS OR SERVICES.

Indemnity

You will indemnify and hold Visions In Action, Inc., and its officers, directors, employees, agents, subsidiaries, affiliates, and joint ventures, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of this Agreement, or your violation of any law or the rights of a third party.

Acceptance of Risks

You agree to accept all risks associated with the use of the Site and understand that any information posted using the Site may be accessed by third parties and should not be considered to be secure or protected. You are responsible for using your good judgment in what you post to the Site.

Issuance of Passwords

When this Agreement has been accepted and agreed to by you, the password that you create will soon be activated to enable you to access the password-protected portions of Site. Passwords may not be shared or used by more than one individual. It is each individual user’s responsibility to remember and protect such password and not to disclose it to any other person. Remember to choose a strong password, including numbers, capital letters, special characters, etc., and one that is not typically found in a dictionary.

Lost Passwords

In the event your Password is lost or stolen it is your responsibility to notify Visions In Action, Inc. at the address listed in the “Contact Us” section.

Prohibition on Scripts, Bots, etc.

You shall not access or use the Site by means of any automated program, expert system, electronic agent or “bot,” and shall not give any person or entity access to the Site.

Your Comments Submitted to Visions In Action, Inc.

Comments, suggestions, ideas, concepts, know-how, techniques, or materials (including without limitation original or creative materials) sent or transmitted to Visions In Action, Inc. for purposes other than advertising appropriate goods or services (collectively "Comments") shall be deemed to be non-confidential and shall become the sole property of Visions In Action, Inc. Subject to the conditions described in the Privacy Policy, Visions In Action, Inc. shall have no obligation of any kind with respect to such Comments and shall be free to use, copy, modify and/or distribute the Comments to others without limitation for any purpose, commercial or otherwise, without compensation or acknowledgement to you, including, but not limited to developing and marketing products incorporating such Comments.

Online Group Rules & Etiquette

Visions In Action, Inc.k online groups are provided as an added service only. They are not intended to be a member benefit. Causes for dismissal of an online group can be the result of, but not limited to, participating in the following behaviors:

Challenging, attacking, or threatening others. Posting comments is meant to stimulate conversation, not to create contention.
Posting commercial comments that do not follow the guidelines posted by the Administrator.
Online spamming group members with product and service information, even if you believe it would help them.
Defaming, disparaging, or criticizing any person or company for any reason including, but not limited to, race, ethnicity, religion, gender, disability, sexual orientation, or political beliefs.
Confronting specific individuals or groups or making any comments meant to harass, defame, threaten, or abuse an individual.
Links or comments containing sexually explicit content material.
Discussion of illegal activity.
Spam, link baiting or files containing viruses that could damage the operation of other people’s computers or mobile devices.
Violations of copyright or intellectual property rights.
Content determined to be inappropriate, in poor taste, or otherwise contrary to the purposes of the forum.
Blocking group administrators or moderators. 

Visions In Action, Inc. cannot guarantee or be responsible for the performance of the services or products posted and/or sold by group members.

Visions In Action, Inc. reserves the right to actively monitor online groups for inappropriate postings and undertake editorial control of postings. Further, in the event that an inappropriate posting is brought to the attention of Visions In Action, Inc. the company will take all appropriate action necessary, including but not limited to, removal of the posting and/or member of the group.

Visions In Action, Inc. reserves the right to terminate access to any user who does not abide by these guidelines.

Ownership of Usage Data

Visions In Action, Inc. may collect and aggregate data about your usage of the Site, and Visions In Action, Inc. shall be the sole owner of such information.

Links

Although Visions In Action, Inc. controls a few hyperlinks in the Site, some links within this Site may lead to third-party sites. Visions In Action, Inc. includes these third-party links solely as a convenience to you. The presence of a link does not imply an endorsement of the linked site, its operator, or its contents, or that Visions In Action, Inc. is in any way affiliated with the linked site. The Site does not incorporate any materials appearing in such linked sites by reference. Visions In Action, Inc. reserves the right to terminate a link to a third-party web site at any time. The third-party sites are not controlled by Visions In Action, Inc. and may have different terms of use and privacy policies, which Visions In Action, Inc. encourages you to review.

Release; Florida Civil Code Waiver

Content that may be offensive, harmful or inaccurate. You agree to look solely to the original posting party for any claims you may have regarding their Content. If you have a dispute with one or more users, you release Visions In Action, Inc. (and its officers, directors, agents, subsidiaries, joint ventures, and employees) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes.

Must Be At Least 18 Years Old to Use This Site

At this Site, Visions In Action, Inc. makes no active effort to collect personal information from individuals under the age of eighteen (18). Although Visions In Action, Inc. requires that Site users must be at least eighteen (18) years of age or older, you must nonetheless ensure that Content you provide is acceptable for viewing by Site users who might not be adults.

Site Controlled from United States

This Site is controlled from offices within the United States. Visions In Action, Inc. makes no representation that content or materials in this Site are appropriate or available for use in other jurisdictions. Access to this Site content or materials from jurisdictions where such access is illegal is strictly prohibited. If you choose to access this Site from other jurisdictions, you do so at your own risk. You are always responsible for your compliance with applicable laws. THE LAWS OF UNITED STATES WILL GOVERN THE CONTENT AND MATERIALS CONTAINED IN THIS SITE, WITHOUT GIVING EFFECT TO ANY PRINCIPLES OF CONFLICTS OF LAWS AND YOU AGREE TO SUBMIT TO THE EXCLUSIVE JURISDICTION OF THE COURTS OF BROWARD COUNTY, STATE OF FLORIDA IN RELATION TO ANY CLAIM, DISPUTE OR DIFFERENCE ARISING FROM THESE TERMS.

Not Authorized to Do Business In Every Jurisdiction

Visions In Action, Inc. is not authorized to do business in every jurisdiction. Information published on this Site may contain references or cross-references to land, goods or services that are not available in your state or country.

Entire Agreement; Severability

You acknowledge that you have read and understood this Agreement and that you agree to be bound by its terms and conditions. You further agree that this Agreement, together with the Privacy Policy, and other attachments, which are hereby incorporated into this Agreement by reference, constitute the complete and exclusive statement of the Agreement between you and Visions In Action, Inc. and supersedes all other proposals or prior agreements oral or written, and any other communications relating to the subject matter of this Agreement. If any provision of this Agreement is found unenforceable, it shall not affect the validity of this Agreement, which shall remain valid and enforceable according to its terms.

Enforcement and Governing Law
Visions In Action, Inc. reserves the right to seek all remedies available at law and in equity for violations of these terms and conditions, including the right to block access from a particular Internet address to the Site. You agree that the information contained on the Site is deemed provided and jurisdiction is located in the County of Broward, State of Florida, and governed by and subject to the laws of the County of Broward, State of Florida, without regard to conflicts of laws principles.

Further Questions

If you have any questions or comments concerning these terms and conditions, you may contact Visions In Action, Inc. at Nancy@NancyMatthews.com

Visions In Action, Inc. can not and does not make any guarantees about your ability to get results or earn any money with our ideas, information, tools, or strategies. What we can guarantee is your satisfaction with our training. We give you a 30-day 100% satisfaction guarantee on the products we sell, so if you are not happy for any reason with the quality of our training, after implementing the program requirements, just ask for your money back. You should know that all products and services by our company are for educational and informational purposes only. 

Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers referenced here, or on any of our sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance. Use caution and always consult your accountant, lawyer or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. 

You alone are responsible and accountable for your decisions, actions and results in life, and by your registration here you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance.

Please contact us via Nancy@NancyMatthews.com.com if you have any questions about our earnings and income disclaimer.

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